If you have been in an accident with something like a semi-truck and have suffered injuries, the chances are that you have been, or will be, contacted by the truck's insurance carrier. If the accident was clearly the fault of the truck driver, there will be an attempt to settle the case quickly. Even if the fault of the accident is not clear, the insurance company will want to settle. However, you want to politely turn down any offers and avoid speaking further to the insurance representative. Instead, speak to a truck accident attorney as soon as possible. The following are a few reasons for this.
1. They will be able to argue on your behalf
A truck accident attorney understands all the aspects of what leads up to an accident involving a car and a semi-truck. After reading a police report and listening to your side of the story, they will be able to argue that the accident was likely the truck driver's fault. Even if you firmly believe the accident was not your fault, an insurance company will seek to convince you that it is unclear who was at fault. They will not be able to do this with a truck accident attorney.
2. You can get maximum compensation
Typically, an accident involving a semi-truck and a car will produce more damage to the car and bodily injury to the car driver. This latter issue is extremely important because your injuries may take longer to recover from. You may need compensation for medical expenses that are not yet realized. A truck accident attorney will understand the nature of the rehabilitation that is needed, and how it relates to the medical bills that incur over time. They will also understand the amount you are entitled to for pain and suffering, as well as missed work.
3. They will negotiate from a position of strength
A truck accident attorney has a lot of experience with semi-trucks damaging cars and injuring their drivers, so they will not be taken advantage of by the truck driver's insurance carrier. These insurance carriers negotiate settlements routinely, but they will also research your attorney. Without truck accident experience, they will know they can settle for less than the maximum compensation under the law. But a personal injury attorney with a lot of experience in truck accidents has knowledge of truck accidents and can negotiate from a position of strength. In addition, this attorney has likely gone to court against insurance carriers for semi-trucks and has a record of success.
You should never attempt to negotiate with an insurance company after an injury accident with a semi-truck. Without question, you need to contact an attorney, but you want one with experience in truck accidents. This type of attorney has both the knowledge and experience to negotiate on your behalf and do so from a position of strength to get the maximum compensation you are entitled to.